We offer loans and finance from $2,500 from a wide range of options including personal loans, product finance and vehicle loans, not to mention our debt consolidation options.
You can still get your self a Coogans Credit account with credit limits up to $2,500 to be used at any of our preferred suppliers.
You can always talk to one of us, we are here to help.
To check your eligibility for a loan or finance;
Provide your details
Confirm your identity
Confirm your income
And we do the rest! Some times we require a bit more information, we will call or email you.
We make the process simple from start to finish, so you can focus on achieving your goals.
Get a rate quote before you apply to get an idea of your repayments could be.
For any purchase over $2,500 at our trusted business partners, we have finance options available for approved customers.
Whether it’s for your home, lifestyle, or next big project, our finance solutions are designed to help you get what you need now and pay it off in a way that suits you.
Whether it’s your first car, a family upgrade, or even a work vehicle, we make the process simple from start to finish.
Use our calculator to see what your repayments might look like before you apply or talk to us for a rate quote.
Its hard for us to lend more than $2,500 if you entirely rely on government benefits. Best you talk to one of our lending specialists if this is the case, otherwise our Coogans credit might be better for you, with flexible payment options and hundreds of retail and service providers in Tasmania.
Your Credit Score does matter, if you are not sure, we can have a look for you, submitting an application will allow us to have a quick look without affecting your credit score until we formalise a loan.
You may find it difficult to get another loan if you already have 2 or more. talk to us if your not sure.
If you have heaps of missed payments or dishonours in the last three months, it will be difficult for us to find a finance of lending solution. Better to get your payments under control before applying for finance. talk to us if you have concerns about your past payment history.
Credit defaults may affect your application! If you have a history of defaults, we may see you as a higher risk, which can reduce your borrowing options or increase the cost of finance depending on your circumstances.
Bankruptcy and financial hardship can affect your borrowing, If you are currently bankrupt, recently discharged, or experiencing hardship, this may limit the finance options available to you. We’ll carefully consider your circumstances to ensure any credit offered is suitable and manageable.
