Coogans has been offering time payment and finance and credit options for over 100 years, from store credit to personal loans.

Enjoy now pay later - pay for your purchases when it suits you. We have options for our customers to pay weekly, fortnightly or monthly with interest rates from 19%*

We are a responsible lender, this is to protect you and we take that very seriously!

Our focus is on making sure our finance products don't become a burden on you. We know and understand that people's circumstances change. It is not in our interest to give anyone a finance product that will put “them under pressure. If things change or you find yourself experiencing financial pressure, talk to us so we can work with you to make interim arrangements and help you get back on track

We have customers that have been using our finance products for decades, we love it when happy customers come back.