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About Coogans Vehicle Finance

Whether you’re thinking of purchasing a new vehicle or upgrading your existing vehicle, look no further than Coogans Vehicle finance 

Accelerate the process with Coogans Vehicle Finance to approved customers, with competitive rates. 

We care about our customers.  Our dedicated team will strive to find the best solution for you.

We make the process easy – make payments when it suits you!

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What Makes Us Different

We are Tasmanian owned and operated and have been offering payment plans for more than 100 years. Our focus is helping customers achieve their financial goals, you can call us and talk to a local staff member. 

Fast Approval

If you supply all the required documentation (subject to approval) you could be driving away in your new car the same business day. 

Flexible Payment Options

Stay in control with fixed interest rates and know exactly what your repayments will be for the life of the loan, pay weekly, fortnightly, or monthly whatever best suits your budget. 

Vehicle Finance - Eligibility

We don’t discriminate against personal circumstance or age, we can consider finance options for customers on a government payment, studying or with no previous credit history for personal loans up to $5,000.

Age

Minimum age of applicant must be 18 years or older.

Income

As long are you are receiving demonstratable income, usually a minimum of $20,000 per year.

Credit Rating

We understand that your credit rating doesn’t tell the whole story.  We look at a variety of factors to help tailor the right financial solution for your needs.

Frequently Asked Questions

In most cases yes, depending on the value of the vehicle. While your vehicle is under finance it should have full comprehensive insurance and should be noted on your insurance policy.  

The interest is usually charged at the start of the loan.  You will know exactly how much you are going to pay over the term of the loan.  The interest is calculated on the reducing balance, not the total amount of your loan.

Yes of course you can, we treat everyone as individuals regardless of your income type. 

Loans over $5,000 usually require a direct debit to be set up.  Otherwise Coogans Finance loans and credit facilities can be paid by BPAY, bank transfer, over the phone with a card, or you can pay in person at a Coogans branch.

 

We are always here to help, and we understand that sometimes circumstances change, please let us know if your payment will be late to avoid a late fee.