Coogans Finance offer personal loans up to $5,000. Need more? Coogans Choice provides a wide range of lending options from $5,000 to $100,000, ensuring you get the right loan for your needs.
Coogans Finance offer personal loans up to $5,000. Need more? Coogans Choice provides a wide range of lending options from $5,000 to $100,000, ensuring you get the right loan for your needs.
Lending up to $5,000 with flexible terms of up to 5 years. Ideal for covering unexpected costs, planning a holiday, or making smaller home improvements. This loan makes it simple and convenient to access the funds you need.
Lending options over $5,000, with flexible terms of up to 7 years and competitive interest and fee options. Perfect for that bigger expense like a home renovation, wedding or debt consolidation. Coogans Choice is the smart lending option for life’s larger plans.
All loans are not created equal, Coogans Personal Loans are a great option with lots of flexibility. we have an extensive range of lenders to suit most borrowing needs.
We don’t discriminate against personal circumstance or age, we can consider finance options for customers on a government payment, studying or with no previous credit history for personal loans up to $5,000.
Minimum age of applicant must be 18 years or older.
As long are you are receiving demonstratable income, usually a minimum of $20,000 per year.
We understand that your credit rating doesn’t tell the whole story. We look at a variety of factors to help tailor the right financial solution for your needs.
*This example is based on a 21.9% interest (26.65% Comparison Rate) and only relevant to the example given, other fees and charges may apply.
*This example is based on a 11.24% interest (12.75% Comparison Rate) and only relevant to the example given, other fees and charges may apply.
*This example is based on a 6.99% interest (6.99% Comparison Rate) and only relevant to the example given, other fees and charges may apply.
That will depend on the finance product offered, some of our personal loans include a $5 monthly account keeping fee.
The interest is usually charged at the start of the loan. You will know exactly how much you are going to pay over the term of the loan. The interest is calculated on the reducing balance, not the total amount of your loan.
Yes of course you can, we treat everyone as individuals regardless of your income type.
Loans over $5,000 usually require a direct debit to be set up. Otherwise Coogans Finance loans and credit facilities can be paid by BPAY, bank transfer, over the phone with a card, or you can pay in person at a Coogans branch.
We are always here to help, and we understand that sometimes circumstances change, please let us know if your payment will be late to avoid a late fee.
