We offer Debt Consolidation loans to make your life easier and to make your debt more manageable.
We offer Debt Consolidation loans to make your life easier and to make your debt more manageable.
Stay in control of your finances by consolidating your existing debts into one easy to manage loan, make your overall financial position better with flexible terms and interest rates that put you in a better position.
By combining multiple existing debts into one single new loan, the aim is always to reduce your weekly, fortnightly, or monthly repayments by having more favourable terms, which could include a lower rate of interest.
You can apply online or call and book an appointment with one of our finance officers to get your debt under control, helping you breathe a bit easier.
All loans are not created equal, Coogans Debt Consolidation Loans are a great option with lots of flexibility.
We don’t discriminate against personal circumstance or age, we can consider finance options for customers on a government payment, studying or with no previous credit history for personal loans up to $5,000.
Minimum age of applicant must be 18 years or older.
As long are you are receiving demonstratable income, usually a minimum of $20,000 per year
We understand that your credit rating doesn’t tell the whole story. We look at a variety of factors to help tailor the right financial solution for your needs.
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The interest is usually charged at the start of the loan. You will know exactly how much you are going to pay over the term of the loan. The interest is calculated on the reducing balance, not the total amount of your loan.
Yes of course you can, we treat everyone as individuals regardless of your income type.
Loans over $5,000 usually require a direct debit to be set up. Otherwise Coogans Finance loans and credit facilities can be paid by BPAY, bank transfer, over the phone with a card, or you can pay in person at a Coogans branch.
