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Coogans Mortgages and Home Loans

Whether you’re buying your first home, upgrading for more space, or investing. Coogans Choice offers flexible home loan solutions.
Simple, personal and offering expert support every step of the way.

The Smart Choice in Lending

The areas we can help

We’ll compare options to refinance with confidence. Expert guidance and support accessing eligible government incentives.

  • First Home Buyer Loans
  • Next Home & Upgrade Loans
  • Investment Property Loans
  • Construction Loans

Why Coogans Choice?

You can talk directly to our home loan specialists — no call centres, no confusion.

  • Access to a panel of trusted lenders — not just one bank
  • A simple, supportive experience with no jargon
  • Backed by Coogans’ long history of helping Tasmanians with finance since 1903
Home Loan Picker
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Don’t forget the extra costs when considering a home loan.
When considering how much you’ll need to borrow be sure to factor in the additional costs that come with purchasing a property. These may include stamp duty, lenders mortgage insurance (LMI), conveyancing fees, pro rata council rates, utility adjustments, registration and transfer fees, and other related expenses.

Results do not represent either quotes or pre-qualifications for a loan. The specific details of your loan will be provided to you in your loan contract. It is advised that you get in touch with us before taking out a loan so that we can provide you with advice that is tailored to your situation.

Talk to one of our local team if your not sure, we are always happy to help.

Contact us

Or Call us on 1300 266 426

Why Use a Coogans Choice Broker?

Navigating the world of home loans in Tasmania can be overwhelming—but that’s where a Coogans Choice broker can make all the difference.

We work for you

A broker works on your behalf to compare home loan options from a wide range of lenders, helping you find competitive interest rates and loan features that align with your needs and circumstances.

A better solution

We offer home loan guidance and support you through the entire application process—from exploring your options to understanding the fine print—so you can make informed decisions with confidence.

We are competitive

We work with you to find the home loan that works for you, as Tasmania’s own non-bank lender and mortgage brokerage , we offer competitive rates, personal support, and local advice that truly makes a difference.

Its about local

Our lending specialists understands the Tasmanian property market and can tailor finance solutions to suit your goals, saving you time, effort, and potentially money over the life of your loan.

Home Loan Picker
press Enter

Great, lets look at how much you may like to borrow?

$.00
$.00
Would you like to discuss your options with one of our home loan specialists?
Use Shift+Tab to go back

Your new home starts here.

Buying a new home is an exciting milestone — and with Coogans Choice, it doesn’t have to be overwhelming. Whether you’re building from scratch or buying a newly completed property, we’ll help you secure the right home loan to suit your plans.

With access to a range of lenders and competitive loan options, we take the time to understand your needs and guide you through each step. From budgeting and pre-approval to settlement and beyond, we’re here to make your new home journey smooth and stress-free.

Refinancing made easy

Take control of your mortgage with a smarter loan solution.  If your current home loan no longer fits your needs, refinancing could be the key to a better financial future. Whether you’re looking to reduce your repayments, unlock equity, or consolidate debt, Coogans Choice is here to help you make the switch with confidence.

Our home loan specialists compare options across a wide range of lenders to find a solution that works for you — not just the banks. We’ll explain everything clearly and support you through every step, from application to approval.

First Home Buyer Loans

Your first home is a big step — but it doesn’t have to be a stressful one.  We make it easy to navigate the home loan process with expert advice, straightforward support, and loan options tailored to first-time buyers.

We’ll help you understand your borrowing power, explain your options in plain language, and guide you through the process from pre-approval to moving day. Plus, we’ll help you access any available government grants or incentives you may be eligible for.