Does your business need a facelift? Some new equipment? Or do you just want to boost your business with a business loan to help your cash flow?
Does your business need a facelift? Some new equipment? Or do you just want to boost your business with a business loan to help your cash flow?
Our business loans are designed to let you borrow for any worthwhile purpose that will benefit your business.
Whether you’re just starting out or have been operating for some time our business loans are designed to help your business grow.
We don’t discriminate against personal circumstance or age, we are happy to consider finance for customers that are self-employed, on a government payment, studying or with no previous credit history.
Minimum age of applicant must be 18 years or older.
As long are you are receiving demonstratable income, usually a minimum of $20,000 per year.
We understand that your credit rating doesn’t tell the whole story. We look at a variety of factors to help tailor the right financial solution for your needs.
All applications are assessed on their own merits, if you haven’t been trading that long we may want to have a look at a business plan or other supporting documentation to assist your application.
Loans over $5,000 usually require a direct debit to be set up. Otherwise Coogans Finance loans and credit facilities can be paid by BPAY, bank transfer, over the phone with a card, or you can pay in person at a Coogans branch.
We are always here to help, and we understand that sometimes circumstances change, please let us know if your payment will be late to avoid a late fee.
Yes, you will need to have an active ABN (Australian Business Number)
